435 China Basin St #337
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $83,880 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,188.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($77,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,398 in 2026), not enough for a trend yet. The listing shows $1,398/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
- In-unit W/D
- Low HOA (1.1%/yr)
- Newer build (2012)
⚠️ Cons
- HOA $1398/mo
🚩 Red flags
- Very high HOA $1398/mo (full-service high-rise)
Photos
Price history (this unit)
- Nov 6, 2026 — Listed $1,559,000
- Oct 2, 2018 — Sold (MLS) $1,470,000
- Oct 2, 2018 — Sold (Public Records) $1,470,000
- Jul 20, 2018 — Listed $1,495,000
- Mar 25, 2016 — Sold (MLS) $1,355,000
- Mar 25, 2016 — Sold (Public Records) $1,355,000
Description
Enjoy luxury living at the Madrone! This home is one of the larger two bedroom units at 1,372 sq. ft. , and is perfectly positioned on the third floor offering the ultimate convenience of direct, same-floor access to world-class lifestyle amenities while delivering an expansive, light-filled layout designed for both effortless entertaining and relaxation. The heart of the home is a gourmet chef's kitchen, seamlessly facing a generous open-concept dining and living space that invites entertaining. Floor-to-ceiling windows and glass doors frame the living area, opening directly to a private balcony that floods the home with natural light and extends your living space outdoors. The luxurious…