330 Mission Bay Blvd #805
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $68,400 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,659.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($49,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,140 in 2026), not enough for a trend yet. The listing shows $1,140/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 8)
- In-unit W/D
- Garage parking
- Low HOA (1.4%/yr)
⚠️ Cons
- 19% above model fair value
- HOA $1140/mo
🚩 Red flags
- Very high HOA $1140/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 25, 2026 — Listed $998,000
- Jan 12, 2018 — Sold (MLS) $920,000
- Jan 12, 2018 — Sold (Public Records) $920,000
- Dec 4, 2017 — Price Changed $895,000
- Nov 1, 2017 — Listed $925,000
Description
Welcome to Radiance 805, an airy and bright 1-bedroom, 1-bathroom condominium in one of the few waterfront buildings in Mission Bay. This corner home is located on the 8th floor and greets you with a great room featuring a wall of windows with gorgeous park and bay views. The generously sized chef's kitchen features a stainless steel appliance suite and a peninsula ideal for casual dining and gatherings. The great room offers outlooks of the bay and Mission Bay Commons Park from floor-to-ceiling windows. The dining area provides an inviting space for entertaining with an adjacent living area. The bedroom is a quiet respite with dual closets and a full bathroom just across the hall. A…