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Stealpad › San Francisco, CA › Mission Bay › 325 Berry St #317
325 Berry St #317 — 1 bd condo for sale in Mission Bay, San Francisco
30Overpriced

325 Berry St #317

Mission Bay, San Francisco, CA · 94158
$875,000 19% above mkt
1 bd · 1 ba · 741 sqft · $1,181/sf
No HOA listed · Floor 3 · built 2007
⚖️ Adjusted valueOverpricedasking is +19% over fair value
Model fair value · 22 sold comps within ½ mi · ±14%$736,592
vs model fair value · size · beds/baths · age · HOA · location+19%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built30Overpriced
Value gap · asking vs model fair value, after condition & price history−22.8
HOA burden · no HOA published — estimated at 0.94%/yr so missing data isn't a free pass0
Days on market · unknown0
Raw advantage · the three above, combined−22.8
Model confidence · moderate — ±14% typical model error, 22 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score30/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,740/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$4,742
Property tax (1.30% effective)$948
Insurance (estimate)$50
Total monthly$5,740
Rough cash to close$196,875
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($43,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,174 in 2026), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Upper floor (fl 3)
  • Newer build (2007)
⚠️ Cons
  • 19% above model fair value
🚩 Red flags
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Photos

Price history (this unit)

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Description

An expansive private terrace and tranquil courtyard setting distinguish this one bedroom, one bathroom home at Park Terrace. Opening directly from the living room and spanning the home's width, the terrace invites outdoor dining and relaxation with a sense of privacy. Floor to ceiling windows brighten the open living and dining areas. The kitchen features rich wood cabinetry, stone countertops, a tile backsplash, breakfast bar and all new appliances. The spacious bathroom offers coordinating wood cabinetry, a stone-topped single-sink vanity and shower over tub. In-unit laundry, parking and storage are included. Amenities include a lobby, fitness center, meeting room and landscaped courtyard…

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