5800 3rd St #1310
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $37,500 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,653.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($624 in 2026), not enough for a trend yet. The listing shows $625/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 66 days → some leverage
- Upper floor (fl 13)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $625/mo
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2020 sale ($750k) → value eroding
Photos
Price history (this unit)
- Aug 6, 2026 — Listed $749,000
- Aug 28, 2020 — Sold (MLS) $750,000
- Aug 28, 2020 — Sold (Public Records) $750,000
- Jul 18, 2020 — Price Changed $739,000
- May 8, 2020 — Listed $799,000
- Nov 18, 2016 — Sold (MLS) $759,000
Description
Welcome to 5800 3rd Street, Unit 1310, a beautifully updated 2-bedroom, 2-bathroom condominium offering modern comfort, functional design, and an ideal Bayview location. This light-filled residence features an open-concept living and dining area that flows seamlessly to a private balcony, creating the perfect space to enjoy your morning coffee or unwind at the end of the day. The updated kitchen showcases contemporary finishes, ample cabinetry, and generous counter space, while both remodeled bathrooms offer stylish fixtures and finishes. A desirable split-bedroom floor plan features two spacious bedroom suites, each with its own private bathroom, providing comfort and privacy for…