552 Vermont St
💵What this unit actually costs per month
19% of that payment is not the mortgage. The HOA fee alone is $8,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($146 in 2026), not enough for a trend yet. The listing shows $146/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (0.2%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2020 sale ($1000k) → value eroding
Photos
Price history (this unit)
- Jun 4, 2020 — Sold (MLS) $1,000,000
- Jun 4, 2020 — Sold (Public Records) $1,000,000
- May 23, 2020 — Listed $949,000
- Jul 3, 2014 — Sold (MLS) $715,000
- May 14, 2014 — Listed $599,000
- Jul 28, 2009 — Sold (MLS) $425,000
Description
Welcome to this Potrero Hill garden haven, a magical two-level standalone cottage set back from the street to offer ultimate privacy, luxury, and tranquility. Living like a single-family home, this 1-bedroom, 1-bathroom residence boasts soaring ceilings, a dedicated office space, central air conditioning, and luxury finishes throughout. The chef-inspired kitchen pairs beautifully with a fully remodeled bathroom, while modern conveniences like on-demand tankless hot water, a stackable Miele washer/dryer, and assigned storage provide effortless everyday comfort. Step outside to relax on your private patio oasis or enjoy unique access to the lush surrounding neighborhood garden space. Situated…