45 Bartlett St #305
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($62,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($967 in 2026), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
- Newer build (2014)
⚠️ Cons
- 34% above model fair value
🚩 Red flags
Photos
Price history (this unit)
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Description
Tenant occupied through 11/30/26 at $4,400/month. Light and bright open concept condo has 2 bedrooms, 2 bathrooms and 1 car parking. Gourmet kitchen with island, Bosch appliances, quartz countertops, dark hardwood floors and laundry in unit. Good sized bedrooms on opposite ends with ample closet space and natural light. Located in the epicenter of shopping, restaurants & nightlife - just 4 blocks from Dolores Park! Amenities include doorman, roof deck w/ BBQ and a common courtyard. Walkscore of 98 with BART, Muni & Tech shuttles nearby.