355 Bryant St #109
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $88,020 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $14,586.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($109,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,467 in 2026), not enough for a trend yet. The listing shows $1,467/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- 26% above model fair value
- HOA $1467/mo
- Older building (1917)
🚩 Red flags
- Very high HOA $1467/mo (full-service high-rise)
- Live/work loft — workspace-heavy sqft and a thinner buyer pool inflate the apparent discount vs regular condo comps
Photos
Price history (this unit)
- Sep 23, 2026 — Listed $2,195,000
- Mar 2, 2005 — Sold (MLS) $1,050,000
- Mar 2, 2005 — Sold (Public Records) $1,050,000
- Jan 20, 2005 — Listed $899,000
Description
Set within a rare brick-and-timber loft conversion-originally built as a printing plant in 1917-this extraordinary residence combines dramatic industrial architecture with sophisticated city living. 17-foot ceilings, massive old-growth redwood columns and exposed beams, and a wall of industrial windows give the home remarkable scale, warmth, and character. Gutted and completely reimagined in 2006, the 2,063-square-foot +/-, 2-bed, 2-bath, 2-level residence was transformed by Bay Area luxury builder Moroso Construction. The loft features an enormous great room w/ expansive living, dining, and kitchen areas beneath the exposed timber framework. Across the space, a soaring wall of arched…