350 Alabama St #11
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $66,540 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,123.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($77,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($983 in 2026), not enough for a trend yet. The listing shows $1,109/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.9%/yr)
⚠️ Cons
- HOA $1109/mo
- Ground floor
🚩 Red flags
- Very high HOA $1109/mo (full-service high-rise)
Photos
Price history (this unit)
- Oct 28, 2026 — Listed $1,549,000
- Aug 11, 2020 — Sold (MLS) $1,375,000
- Aug 11, 2020 — Sold (Public Records) $1,375,000
- Jun 5, 2020 — Listed $1,399,000
- Oct 23, 2013 — Sold (MLS) $1,050,000
- Oct 23, 2013 — Sold (Public Records) $1,050,000
Description
Rarely available, extensively upgraded New York-style tri-level loft in San Francisco's coveted Inner Mission/Potrero corridor! Offering 1,842 sq. ft. (per tax records), this distinctive residence features 2-3 bedrooms, 3 full baths, two kitchen areas, and an exceptionally flexible floor plan with two separate entrances. The dramatic main level showcases soaring ceilings, an expansive wall of windows, and a spectacular open-concept living and dining area with a lookout balcony. The beautifully remodeled chef's kitchen features sleek black stainless steel appliances, a wine refrigerator, oversized sink, and breakfast bar. A remodeled full bath, in-unit laundry, and additional storage…