325 Berry St #416
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($73,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,174 in 2026), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
- In-unit W/D
- Garage parking
- Newer build (2007)
⚠️ Cons
- 15% above model fair value
🚩 Red flags
Photos
Price history (this unit)
- Oct 29, 2026 — Listed $1,475,000
- Sep 27, 2017 — Sold (MLS) $1,295,000
- Sep 27, 2017 — Sold (Public Records) $1,295,000
- Sep 1, 2017 — Price Changed $1,275,000
- Aug 18, 2017 — Listed $1,299,000
Description
Welcome to Residence 416 at Park Terrace, a light-filled Condominium located at the vibrant Mission Bay neighborhood. Situated on the tree-lined promenade along a channel with charming houseboats, this home features an open-concept layout designed for comfortable everyday living and effortless entertaining. Expansive windows fill the interiors with natural light, while warm floors add a touch sophistication throughout. Featuring chef's kitchen with stainless-steel appliances, European-style frameless cabinets, a private balcony, ample closet space, in-unit washer & dryer, and two large bedroom suites that are on opposite sides of the living area. Residents of The Park Terrace enjoy an array…