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Stealpad › San Francisco, CA › Mission › 2560 Bryant St
2560 Bryant St — 3 bd condo for sale in Mission, San Francisco
43Priced high

2560 Bryant St

Mission, San Francisco, CA · 94110
$1,795,000 ~at market (+9%)
3 bd · 3 ba · 2,015 sqft · $891/sf
HOA $350/mo · 🏢 fee history ↓ · 23 days on market
⚖️ Adjusted valueFairly pricedasking is +9% over fair value
Model fair value · 2 sold comps within ½ mi · ±14%$1,670,083
vs model fair value · size · beds/baths · age · HOA · location+7%
Condition · Avg / verify in person0
Price history · ≈6% below its peak+2%
📐 How this Deal Score was built43Priced high
Value gap · asking vs model fair value, after condition & price history−10.8
HOA burden · $350/mo = 0.23%/yr of price vs a 1.29% norm — at or below normal, no charge0
Days on market · 23 days — not long enough to give you leverage0
Raw advantage · the three above, combined−10.8
Model confidence · weak — ±14% typical model error, 2 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score43/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$12,073/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$9,728
Property tax (1.30% effective)$1,945
Insurance (estimate)$50
HOA dues$350
Total monthly$12,073
Rough cash to close$403,875

19% of that payment is not the mortgage. The HOA fee alone is $21,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $11,723.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($89,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($313 in 2026), not enough for a trend yet. The listing shows $350/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
  • Low HOA (0.2%/yr)
⚠️ Cons
—
🚩 Red flags
  • Listed BELOW its 2021 sale ($1875k) → value eroding

Photos

Price history (this unit)

Trough $820,000 Jun 12, 2009Now $1,795,000Peak $1,900,000 Apr 1, 2021
Current list price is 6% below its peak · +119% above its trough.
  • Oct 16, 2026 — Listed $1,795,000
  • May 25, 2021 — Sold (MLS) $1,875,000
  • May 25, 2021 — Sold (Public Records) $1,875,000
  • Apr 1, 2021 — Listed $1,900,000
  • Jun 12, 2009 — Sold (MLS) $820,000
  • Jun 12, 2009 — Sold (Public Records) $820,000

Description

Inner Mission 2 Level Condo over 2000 square feet has 3 bedrooms, 3 bathrooms with light, volume, and a rare private yard, moments from the cafs and restaurants of 24th Street. The main level opens into an expansive kitchen, dining, and living space with high ceilings, hardwood floors, a contemporary gas fireplace, and east-facing bay windows that fill the room with morning light. The chef's kitchen pairs Italian cabinetry and granite counters with newer appliances, and there's dedicated room for a home office/3rd bedroom. Upstairs, a sunlit en suite bedroom with a large walk-in closet sits beside a second bedroom with its own walk-in. The lower level is reserved for the primary suite, with…

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