2323 Broderick St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($159,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
⚠️ Cons
- 12% above model fair value
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 30, 2026 — Listed $3,195,000
- Dec 23, 2014 — Sold (Public Records) $2,265,100
- Dec 2, 2010 — Sold (Public Records) $1,585,000
- Mar 24, 2004 — Sold (Public Records) $1,555,500
Description
Spacious Two-Level House-Like Condominium in Prime Pacific Heights! This spacious and light-filled four-bedroom, three-and-a-half-bath condominium offers the comfort and feel of a single-family home in one of San Francisco's most desirable neighborhoods. The main level features a generous living room with beautiful hardwood floors, a fireplace, and large windows that bring in wonderful natural light. A formal dining room, kitchen, three spacious bedrooms, and two-and-a-half bathrooms complete this level. The primary bedroom also enjoys a private deck. The lower level offers a wonderful family/entertainment room with a wet bar, built-in office area, and direct access to a beautifully…