2155 Buchanan St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $42,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,520.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($49,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($700 in 2026), not enough for a trend yet. The listing shows $700/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.8%/yr)
⚠️ Cons
- HOA $700/mo
- Older building (1919)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Nov 6, 2026 — Listed $995,000
- Nov 14, 2017 — Sold (MLS) $1,000,000
- Nov 14, 2017 — Sold (Public Records) $1,000,000
- Sep 14, 2017 — Listed $995,000
- Jul 31, 2007 — Sold (MLS) $750,000
- Jul 31, 2007 — Sold (Public Records) $750,000
Description
Set on a charming, tree-lined street in Pacific Heights, this corner one-bedroom condominium is situated in a boutique building constructed in 1919 and designed by prominent architect Edward E. Young. A gracious foyer opens to generously scaled living and dining rooms, where high ceilings, intricate ceiling trim, oversized windows and hardwood floors showcase the home's timeless architectural character. The remodeled kitchen features quartz countertops, tile backsplash, ample cabinetry and stylish brass accents. There's also a suite of stainless-steel appliances, including a five-burner gas range with hood, dishwasher and built-in microwave. The spacious bedroom offers a walk-in closet…