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Stealpad › San Francisco, CA › Pacific Heights › 1880 Steiner St #105
1880 Steiner St #105 — 2 bd condo for sale in Pacific Heights, San Francisco
39Priced high

1880 Steiner St #105

Pacific Heights, San Francisco, CA · 94115
$1,388,000 ~at market (+10%)
2 bd · 3 ba · 1,362 sqft · $1,019/sf
No HOA listed · Floor 1 · built 1999
⚖️ Adjusted valueFairly pricedasking is +10% over fair value
Model fair value · 9 sold comps within ½ mi · ±14%$1,261,441
vs model fair value · size · beds/baths · age · HOA · location+10%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built39Priced high
Value gap · asking vs model fair value, after condition & price history−12
HOA burden · no HOA published — estimated at 0.59%/yr so missing data isn't a free pass0
Days on market · unknown0
Raw advantage · the three above, combined−12
Model confidence · moderate — ±14% typical model error, 9 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score39/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$9,076/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$7,522
Property tax (1.30% effective)$1,504
Insurance (estimate)$50
Total monthly$9,076
Rough cash to close$312,300
Financing type

FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,206 in 2026), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Bigger than the San Francisco norm (1362 vs 1184 sf)
⚠️ Cons
  • 10% above model fair value
  • Ground floor
  • Photos look dim — verify light in person
🚩 Red flags
  • Only 1 photo — verify condition

Photos

Price history (this unit)

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Description

Welcome to 1880 Steiner Street, Unit 105 Located in San Francisco's sought-after Lower Pacific Heights neighborhood, this inviting residence offers approximately 1,362 square feet of living space, with a comfortable, functional layout and a wonderful connection to outdoor living. The home features two spacious bedrooms and two and half bathrooms. A standout feature is the beautiful private patio, offering an inviting setting for morning coffee al fresco dining, entertaining guests, or simply relaxing and unwinding. Set in desirable residential location, this home combines the convenience of city living with the charm of a well-established neighborhood. Enjoy easy access to neighborhood…

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