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Stealpad › San Francisco, CA › Pacific Heights › 2200 Pacific Ave Unit 4B
2200 Pacific Ave Unit 4B — 1 bd condo for sale in Pacific Heights, San FranciscoNEW
52Fair price

2200 Pacific Ave Unit 4B

Pacific Heights, San Francisco, CA · 94115
$1,249,000 ~at market (-3%)
1 bd · 1.5 ba · 1,172 sqft · $1,066/sf
HOA $1,559/mo · 🏢 fee history ↓ · Floor 1 · 1 days on market · built 1962
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is 3% under fair value
Model fair value · 11 sold comps within ½ mi · ±14%$1,330,256
vs model fair value · size · beds/baths · age · HOA · location−6%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built52Fair price
Value gap · asking vs model fair value, after condition & price history+3.6
HOA burden · $1,559/mo = 1.5%/yr of price vs a 1.29% norm−1.7
Days on market · 1 days — not long enough to give you leverage0
Raw advantage · the three above, combined+1.9
Model confidence · moderate — ±14% typical model error, 11 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score52/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$9,731/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$6,769
Property tax (1.30% effective)$1,353
Insurance (estimate)$50
HOA dues$1,559
Total monthly$9,731
Rough cash to close$281,025

30% of that payment is not the mortgage. The HOA fee alone is $93,540 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,172.

Financing type

FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. The listing shows $1,559/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Brand-new listing
⚠️ Cons
  • HOA $1559/mo
  • Older building (1962)
  • Ground floor
🚩 Red flags
  • Very high HOA $1559/mo (full-service high-rise)

Photos

Price history (this unit)

Trough $580,000 Jan 15, 2009Now $1,249,000Peak $1,249,000 Nov 7, 2026
Current list price is 0% below its peak · +115% above its trough.
  • Nov 7, 2026 — Listed $1,249,000
  • Sep 19, 2013 — Sold (Public Records) $712,500
  • Jan 15, 2009 — Sold (MLS) $580,000
  • Jan 15, 2009 — Sold (Public Records) $580,000
  • Dec 3, 2008 — Price Changed $638,000
  • Nov 14, 2008 — Price Changed $675,000

Description

Experience sophisticated Pacific Heights living in this stunning 1-bedroom, 1.5-bath residence at exclusive 2200 Pacific Avenue. Remodeled down to the studs with refined modern design. Wide-plank hardwood floors flow throughout, and an expansive wall of windows fills the living room with natural light and opens to a private large terrace with fantastic indoor-outdoor integrated connection. The sleek kitchen features beautiful cabinetry, a tile backsplash, and stainless-steel appliances, with a charming dining area nearby. The generous master bedroom suite offers generous closet space and an en-suite bath with heated tile floors, while a powder room off the foyer adds convenience for guests.…

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