229 Brannan St Unit 3G
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
34% of that payment is not the mortgage. The HOA fee alone is $103,440 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,792.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($50,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,751 in 2026), not enough for a trend yet. The listing shows $1,724/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
⚠️ Cons
- 20% above model fair value
- HOA $1724/mo
- Ground floor
🚩 Red flags
- Very high HOA $1724/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 16, 2026 — Listed $1,018,000
- Jul 2, 2019 — Sold (Public Records) $980,000
- Jul 31, 2001 — Sold (Public Records) $539,000
Description
Rarely available, highly coveted one-bedroom residence at The Brannan. Residence 3G is one of only four premier one-bedroom units in Tower II at 229 Brannan, prized for its peaceful garden and pool outlooks, exceptional natural light, thoughtful layout, and resort-like ambiance. This inviting home features highend white oak hardwood flooring throughout, spacious living and dining areas opening to a private patio, and an oversized primary bedroom with abundant closet space. The well-appointed kitchen includes a Wolf range, Sub-Zero refrigerator, and Bosch dishwasher. Additional highlights include air conditioning, in-unit laundry, and one-car parking and storage. The Brannan is a…