229 Brannan St Unit 2C
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $106,620 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,335.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($47,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,751 in 2026), not enough for a trend yet. The listing shows $1,777/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $1777/mo
- Ground floor
🚩 Red flags
- Very high HOA $1777/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 18, 2026 — Listed $949,000
- Jan 13, 2026 — Sold (Public Records) $930,000
- Nov 16, 2024 — Rental Removed $4,300
- Oct 31, 2024 — Listed for Rent $4,300
- Mar 22, 2013 — Sold (MLS) $855,000
- Mar 22, 2013 — Sold (Public Records) $855,000
Description
Inspired by French Interior Designer Christian Liaigre, this is one of the largest 1 bedroom units at The BRANNAN. This highly desirable C floor plan offers over 1,040 square feet and has been meticulously maintained. Flooded with excellent natural light, hardwood flooring throughout and custom lighting. Unit 2C provides a dining area large enough for a 5-6 person table, large living room area leading out to a private patio, an oversized primary bedroom with enough space for a home office + 2 custom closets. The kitchen features a Thermador range, Thermador dishwasher and Sub-Zero refrigerator. The primary bathroom has Carrera marble with double sink vanity. Unit 2C also offers air…