2200 Sacramento St #1005
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($97,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 4 units of recorded sales at 2200 Sacramento St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 10)
⚠️ Cons
- 128% above model fair value
- Older building (1964)
🚩 Red flags
Photos
Price history (this unit)
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Description
Enjoy panoramic views of the San Francisco Bay, Golden Gate Bridge, and surrounding cityscape from this beautifully renovated condominium at Pacific Heights Towers. Overlooking Lafayette Park, this residence features expansive floor to ceiling windows that fill the living and dining areas with natural light and showcase the spectacular views. The living room features a distinctive suspended fireplace, hardwood floors, and an open layout. The kitchen is beautifully finished with white marble countertops and backsplash, custom wood cabinetry, stainless steel appliances, and a marble breakfast bar with pendant lighting. The bedroom features custom wood cabinetry, a built-in entertainment…