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Stealpad › San Francisco, CA › Pacific Heights › 1998 Broadway St #606
1998 Broadway St #606 — 2 bd condo for sale in Pacific Heights, San Francisco
33Overpriced

1998 Broadway St #606

Pacific Heights, San Francisco, CA · 94109
$1,600,000 16% above mkt
2 bd · 2 ba · 1,170 sqft · $1,368/sf
HOA $1,856/mo · 🏢 fee history ↓ · Floor 6 · 2 days on market · built 1964
⚖️ Adjusted valueOverpricedasking is +16% over fair value
Model fair value · 16 sold comps within ½ mi · ±14%$1,381,172
vs model fair value · size · beds/baths · age · HOA · location+16%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built33Overpriced
Value gap · asking vs model fair value, after condition & price history−19.2
HOA burden · $1,856/mo = 1.39%/yr of price vs a 1.29% norm−0.8
Days on market · 2 days — not long enough to give you leverage0
Raw advantage · the three above, combined−20
Model confidence · moderate — ±14% typical model error, 16 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score33/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$12,310/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$8,671
Property tax (1.30% effective)$1,733
Insurance (estimate)$50
HOA dues$1,856
Total monthly$12,310
Rough cash to close$360,000

30% of that payment is not the mortgage. The HOA fee alone is $111,360 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,454.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($80,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,952 in 2026), not enough for a trend yet. The listing shows $1,856/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Upper floor (fl 6)
  • Garage parking
  • Low HOA (1.4%/yr)
⚠️ Cons
  • 16% above model fair value
  • HOA $1856/mo
  • Older building (1964)
🚩 Red flags
  • Back on market — this unit was off the market and was relisted Nov 6
  • Very high HOA $1856/mo (full-service high-rise)

Photos

Price history (this unit)

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Description

Rare opportunity awaits to live in an exquisite move-in ready two bedrooms, two bathrooms, two car parking + storage residence at the mid-century classic Broadway Towers. Located in desirable Pacific Heights, this thoughtfully reimagined residence with carefully selected updates include kitchen appliance and bath upgrades complemented by beautifully installed flooring throughout, making this warm and inviting turnkey home ready for its next owners. Floor-to-ceiling windows fill the spacious interiors with natural light and breathtaking City and hill views. The generously sized kitchen offers ample space for cooking and entertaining. The primary suite features two closets, while the second…

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