1998 Broadway St #1206
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $111,360 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $16,307.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($125,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,952 in 2026), not enough for a trend yet. The listing shows $1,856/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 12)
- In-unit W/D
- Garage parking
- Low HOA (0.9%/yr)
⚠️ Cons
- 81% above model fair value
- HOA $1856/mo
- Older building (1964)
🚩 Red flags
- Very high HOA $1856/mo (full-service high-rise)
Photos
Price history (this unit)
- Nov 2, 2026 — Listed $2,500,000
- Mar 16, 2018 — Sold (Public Records) $1,825,000
Description
Perched high on the 12th floor of the highly desirable Broadway Towers, Unit 1206 offers the largest two-bedroom layout in the building, combining refined comfort, expansive views, and an unbeatable Pacific Heights location. Fully renovated with custom millwork throughout, beautiful tile and stone, Wolf Induction cooktop and oven, Subzero panel refrigerator and wine fridge in the kitchen, in-unit washer and dryer, and so much more. Enjoy views of the San Francisco Bay and Russian Hill from the living and dining areas and both bedrooms. Step outside to your private balcony to take in the sunrise. The building has a Doorman 7 days a week, a common roof deck with panoramic views of the Golden…