18 Lansing St #401
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $60,300 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $15,877.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($119,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,005 in 2026), not enough for a trend yet. The listing shows $1,005/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
- Low HOA (0.5%/yr)
⚠️ Cons
- 46% above model fair value
- HOA $1005/mo
- Older building (1928)
🚩 Red flags
- Very high HOA $1005/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 10, 2026 — Listed $2,390,000
- Apr 19, 2019 — Sold (Public Records) $2,000,000
- Apr 5, 2019 — Sold (MLS) $2,000,000
- Apr 5, 2019 — Sold (Public Records) $2,000,000
- Feb 28, 2019 — Listed $1,895,000
- Mar 2, 2005 — Sold (Public Records) $1,040,000
Description
A truly one-of-a-kind tri-level corner penthouse loft offering approximately 1,940 sq. ft. of dramatic interior living space plus an extraordinary 1,000+ sq. ft. two-level private roof deck. Soaring double-height ceilings, oversized windows, and multiple entertaining spaces frame striking San Francisco skyline views from nearly every level. The main level is anchored by a spectacular double-height living and dining room surrounded by oversized windows, creating a dramatic backdrop of the city skyline. A remodeled kitchen and full bathroom complete this level. A sculptural spiral staircase rises past a 126-bottle wine library and mezzanine to the second level, featuring an expansive primary…