1750 Taylor St
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $641,400 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $132,484.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($999,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +2.9%/yrReconstructed from 12 units of recorded sales at 1750 Taylor St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +2.9%/yr over 5 years across 12 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 58 days → some leverage
- Garage parking
- Low HOA (0.6%/yr)
- HOA steady in this building (~2.9%/yr over 5yr)
⚠️ Cons
- HOA $10690/mo
- Older building (1961)
- Photos look dim — verify light in person
🚩 Red flags
- Very high HOA $10690/mo (full-service high-rise)
Photos
Price history (this unit)
- Aug 14, 2026 — Listed $19,998,000
Description
Above it all, atop prestigious Russian Hill, this extraordinary full-floor penthouse at Royal Towers spans more than 6,000 square feet and offers a living experience unlike any other residence in San Francisco. Surrounded by true 360-degree wraparound terraces totaling over 2,000 square feet, the home captures unobstructed landmark views in every direction from the Golden Gate Bridge to the west, Alcatraz and the Bay to the north, and the downtown skyline to the south and east. This is not simply a view; it is a private panoramic experience of San Francisco that belongs entirely to you. Offered for the first time in more than 25 years, the residence has been held by legacy ownership, a…