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Stealpad › San Francisco, CA › ZIP 94107 › 1560 22nd St
1560 22nd St — 3 bd condo for sale in ZIP 94107, San Francisco
27Overpriced

1560 22nd St

ZIP 94107, San Francisco, CA · 94107
$2,400,000 23% above mkt
3 bd · 2.5 ba · 2,498 sqft · $961/sf
No HOA listed · 23 days on market · built 2006
⚖️ Adjusted valueOverpricedasking is +23% over fair value
Model fair value · 110 sold comps · ±14%$2,028,363
vs model fair value · size · beds/baths · age · HOA · location+18%
Condition · Avg / verify in person0
Price history · at/near its all-time high+5%
📐 How this Deal Score was built27Overpriced
Value gap · asking vs model fair value, after condition & price history−27.6
HOA burden · no HOA published — estimated at 0.33%/yr so missing data isn't a free pass0
Days on market · 23 days — not long enough to give you leverage0
Raw advantage · the three above, combined−27.6
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score27/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$15,944/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$13,294
Property tax (1.30% effective)$2,600
Insurance (estimate)$50
Total monthly$15,944
Rough cash to close$540,000
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($120,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Newer build (2006)
⚠️ Cons
  • 18% above model fair value
🚩 Red flags
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Photos

Price history (this unit)

Trough $1,649,000 Mar 7, 2016Now $2,400,000Peak $2,185,000 Sep 18, 2026
Current list price is +10% above its prior peak (listed at an all-time high) · +46% above its trough.
  • Sep 18, 2026 — Listed $2,185,000
  • Aug 30, 2025 — Rental Removed $10,999
  • Jul 30, 2025 — Listed for Rent $10,999
  • Jun 28, 2025 — Rental Removed $10,999
  • Jun 28, 2025 — Listed for Rent $10,999
  • Jun 13, 2022 — Sold (MLS) $2,060,000

Description

Set in the heart of Potrero Hill, 1560 22nd Street is an exceptional two-level, house-like condominium offering impressive scale, sophisticated design, sweeping views, and seamless indoor-outdoor living. With 3 bedrooms + den and 2.5 bathrooms, the residence is defined by soaring ceilings, abundant natural light, and expansive outlooks across the Bay, downtown skyline, and surrounding greenery. The main level is anchored by a dramatic open living and dining room, where high ceilings, a fireplace, and walls of windows create an elegant setting for both everyday living and entertaining. The recently renovated chef's kitchen pairs refined design with exceptional functionality, featuring…

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