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Stealpad › San Francisco, CA › ZIP 94123 › 1501 Filbert St Unit 5D
1501 Filbert St Unit 5D — 2 bd condo for sale in ZIP 94123, San Francisco
21Overpriced

1501 Filbert St Unit 5D

ZIP 94123, San Francisco, CA · 94123
$2,595,000 79% above mkt
2 bd · 2 ba · 1,811 sqft · $1,433/sf
No HOA listed · Floor 1 · built 2014
⚖️ Adjusted valueOverpricedasking is +79% over fair value
Model fair value · 0 sold comps · ±14%$1,447,031
vs model fair value · size · beds/baths · age · HOA · location+79%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built21Overpriced
Value gap · 79% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · no HOA published — estimated at 0.31%/yr so missing data isn't a free pass0
Days on market · unknown0
Raw advantage · the three above, combined−48
Model confidence · weak — ±14% typical model error. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score21/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$17,235/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$14,374
Property tax (1.30% effective)$2,811
Insurance (estimate)$50
Total monthly$17,235
Rough cash to close$583,875
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($129,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,557 in 2025), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Newer build (2014)
⚠️ Cons
  • 79% above model fair value
  • Ground floor
🚩 Red flags
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Photos

Price history (this unit)

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Description

Residence 5D at The Amero: a luxury, two-bedroom plus office and two-and-a-half-bathroom condominium. Located on a higher floor in a boutique 27-residence building in Cow Hollow this home frames views of the Golden Gate Bridge and the Palace of Fine Arts through corner of floor-to-ceiling windows. The home spans 1,811 sq ft across two levels, with a light-filled main floor for living and entertaining and a private lower level for rest and relaxation. The main level centers on an expansive living/dining room wrapped in oversized windows, finished with wide-plank oak floors and gallery track lighting. The adjacent kitchen features a quartz waterfall peninsula, glass pendants, and a…

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