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Stealpad › San Francisco, CA › Western Addition › 1 Daniel Burnham Ct #215
1 Daniel Burnham Ct #215 — 1 bd condo for sale in Western Addition, San Francisco
49Fair price

1 Daniel Burnham Ct #215

Western Addition, San Francisco, CA · 94109
$599,999 ~at market (-9%)
1 bd · 1 ba · 716 sqft · $838/sf
HOA $1,365/mo · 🏢 fee history ↓ · Floor 2 · 3 days on market · built 1988
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is 9% under fair value
Model fair value · 24 sold comps within ½ mi · ±14%$661,950
vs model fair value · size · beds/baths · age · HOA · location−9%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built49Fair price
Value gap · asking vs model fair value, after condition & price history+10.8
HOA burden · $1,365/mo = 2.73%/yr of price vs a 1.29% norm−11.5
Days on market · 3 days — not long enough to give you leverage0
Raw advantage · the three above, combined−0.7
Model confidence · moderate — ±14% typical model error, 24 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score49/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,317/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,252
Property tax (1.30% effective)$650
Insurance (estimate)$50
HOA dues$1,365
Total monthly$5,317
Rough cash to close$135,000

39% of that payment is not the mortgage. The HOA fee alone is $81,900 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,952.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($30,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,306 in 2026), not enough for a trend yet. The listing shows $1,365/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • $/sf under the San Francisco norm ($838 vs $1026)
⚠️ Cons
  • HOA $1365/mo
  • Photos look dim — verify light in person
🚩 Red flags
  • Very high HOA $1365/mo (full-service high-rise)
  • Only 1 photo — verify condition

Photos

Price history (this unit)

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Description

No description captured.

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