🏠 Stealpad
/
Stealpad › San Francisco, CA › ZIP 94109 › 1 Daniel Burnham Ct #1608
1 Daniel Burnham Ct #1608 — 1 bd condo for sale in ZIP 94109, San Francisco
48Fair price

1 Daniel Burnham Ct #1608

ZIP 94109, San Francisco, CA · 94109
$799,000 ~at market (-3%)
1 bd · 1 ba · 937 sqft · $853/sf
HOA $1,366/mo · 🏢 fee history ↓ · Floor 16 · 30 days on market · built 1988
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is 3% under fair value
Model fair value · 39 sold comps · ±14%$848,012
vs model fair value · size · beds/baths · age · HOA · location−6%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built48Fair price
Value gap · asking vs model fair value, after condition & price history+3.6
HOA burden · $1,366/mo = 2.05%/yr of price vs a 1.33% norm−5.8
Days on market · 30 days — not long enough to give you leverage0
Raw advantage · the three above, combined−2.2
Model confidence · moderate — ±14% typical model error across 39 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score48/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$6,707/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,426
Property tax (1.30% effective)$866
Insurance (estimate)$50
HOA dues$1,366
Total monthly$6,707
Rough cash to close$179,775

34% of that payment is not the mortgage. The HOA fee alone is $81,960 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,341.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,306 in 2026), not enough for a trend yet. The listing shows $1,366/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Upper floor (fl 16)
  • In-unit W/D
⚠️ Cons
  • HOA $1366/mo
🚩 Red flags
  • Very high HOA $1366/mo (full-service high-rise)

Photos

Price history (this unit)

Trough $225,000 Aug 16, 1996Now $799,000Peak $799,000 Sep 11, 2026
Current list price is 0% below its peak · +255% above its trough.
  • Sep 11, 2026 — Listed $799,000
  • Aug 29, 2012 — Sold (MLS) $630,000
  • Aug 29, 2012 — Sold (Public Records) $630,000
  • Jul 5, 2012 — Listed $629,000
  • Jun 20, 2008 — Sold (MLS) $608,000
  • Jun 20, 2008 — Sold (Public Records) $608,000

Description

Rarely available, this 16th-floor penthouse offers the best of city living in one beautifully updated package. Unique atrium windows fill the home with natural light and capture west- and south-facing views, creating a bright and inviting backdrop from morning through afternoon. The open-concept floor plan is smartly arranged with distinct living and dining areas, including a sunny eating area that quickly becomes a favorite place to start the day. The updated kitchen features stone countertops and KitchenAid appliances, while the remodeled bathroom brings a fresh, polished feel. An in-unit washer and dryer add everyday convenience. The full-service building offers an impressive range of…

More steals in ZIP 94109

See all 38 condos in ZIP 94109 →