D1 Plan
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $37,020 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,487.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($25,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($617 in 2026), not enough for a trend yet. The listing shows $617/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 713 days → strong negotiating leverage
- Low HOA (1.4%/yr)
⚠️ Cons
- 15% above model fair value
- HOA $617/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
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Description
Brand new construction in this exciting 47 unit community, Hannah Row! First release values that you won't want to miss! Stunning volume, impactful light, and high quality modern finishes. Crisp, clean, and stylish makes living here feel effortlessly perfect. The finishes are quality classics in a neutral palate that awaits your signature. Multi-media architecture offers a fun play with color and texture with great volume and interesting dimension.