1255 Pine St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $30,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,527.
FHA-approved project. A 3.5%-down FHA loan is available here — about $18,375 down instead of $105,000. That also keeps low-down-payment buyers in the pool when you come to sell.
Minimum realistic down payment here: 3.5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($510 in 2026), not enough for a trend yet. The listing shows $510/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.2%/yr)
- Newer build (2009)
⚠️ Cons
🚩 Red flags
- Listed BELOW its 2016 sale ($585k) → value eroding
Photos
Price history (this unit)
- Sep 23, 2026 — Listed $525,000
- Sep 23, 2026 — Listed $525,000
- Aug 5, 2016 — Sold (MLS) $585,000
- Aug 5, 2016 — Sold (MLS) $585,000
- Aug 4, 2016 — Sold (Public Records) $585,000
- Jun 17, 2016 — Listed $559,900
Description
Framed by lush surroundings,1255 Pine is a townhouse that makes you forget you are in the city. The ground level features an en-suite room that can be used as a guest bedroom, large office or art studio. In addition to the full bathroom, laundry area and storage space on this level, there is a sweet patio that can accommodate a BBQ (one of the only units where this is permitted) or outdoor cafe-style seating, and is accessed by opening a fun roll-up door creating a seamless indoor-outdoor connection. One level up is a large space with oversized windows on both sides, which is divided into a galley-style kitchen with gas stove, dining area and living room. The top level is a spacious…