585 9th St #335
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $29,280 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,686.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +5.1%/yrReconstructed from 10 units of recorded sales at 585 9th St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +5.1%/yr over 3 years across 10 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 54 days → some leverage
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
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Description
Bright & Spacious Market Square 2 BR /2 BA with 2 balconies. 1 parking space included with EV charger. Super location by Old Oakland. MKSQ offers style, luxury, comfort & convenience. New stainless steel refrigerator and carpet. Enjoy the urban lifestyle in this conveniently located condo in Old Oakland /Downtown Oakland. Market Square is just steps away (Walk Score= 99) from a vibrant restaurant scene, Swan's Market, Friday Farmer's Market,with close access to major freeways (580/880/980/24), and a short walk to 12th Street BART. Amenities include gym, sauna, steam room, business center with conference room and roof deck with BBQ.