407 Orange St #310
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
34% of that payment is not the mortgage. The HOA fee alone is $37,320 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,494.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
3 recorded pointsReconstructed from 3 units of recorded sales at 407 Orange St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 15% below model fair value
- Upper floor (fl 3)
- Garage parking
⚠️ Cons
- HOA $622/mo
- Older building (1970)
🚩 Red flags
- Listed BELOW its 2022 sale ($450k) → value eroding
Photos
Price history (this unit)
- Jul 5, 2022 — Sold (MLS) $450,000
- Jun 30, 2022 — Sold (Public Records) $450,000
- May 20, 2022 — Listed $449,950
- Jan 30, 1991 — Sold (Public Records) $69,000
Description
Welcome to 407 Orange Street, unit 310, an updated one-bedroom, one-bath condo on a tree-lined street in one of Oakland's most sought-after neighborhoods. With 957 square feet, this third-floor home is bright, open, and airy! Step out onto the balcony for morning coffee, evening unwinding, or simply enjoying the fruits of your labor. Life here is all about location. Just blocks from Lake Merritt's scenic loop, Lakeside Park and the Gardens, you can stroll to an abundance of restaurants, cafés and shops, or head to Grand Lake for the Saturday farmers market and a movie. Downtown Oakland, Uptown and 19th Street BART are minutes away for dining, nightlife and an easy commute. The building…