385 Jayne Ave #105
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $31,440 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,009.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 6 units of recorded sales at 385 Jayne Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Biggest unit of all 24 (1,108 sf)
- 35% below comps — best value found
- Real wood-cabinet + granite kitchen; leafy terraced complex
⚠️ Cons
- Only 1 bath
- HOA $709/mo
🚩 Red flags
- A pending sale fell through (back on market) — ask why
Photos
Price history (this unit)
- Jul 10, 2026 — Listed $315,000
- Apr 30, 2018 — Sold (MLS) $470,000
- Mar 17, 2018 — Listed $399,888
- Sep 30, 2011 — Sold (MLS) $88,000
- Aug 9, 2011 — Price Changed $94,000
- Jul 29, 2011 — Price Changed $97,000
Description
Welcome to Jayne Manor in Oakland's desirable Adams Point neighborhood. This stylish,1st-floor, 1-bedroom, 1-bathroom condo offers 687 square feet of comfortable, modern living. The inviting interior features fresh paint, newer laminate wood flooring throughout the main living areas, updated windows, and a sliding glass door that opens to your own private balcony. The kitchen is both practical and efficient, boasting ample cabinet and counter space, while the spacious bedroom offers generous closet space. Two additional closets in the entry hallway offer ample storage. Living at Jayne Manor means enjoying fantastic building amenities, including a secure lobby, elevator access, a well-kept ou