4463 Hyde Cmn #306
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $34,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,095.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($45,638). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 7 units of recorded sales at 4463 Hyde Cmn — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 144 days → strong negotiating leverage
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
⚠️ Cons
- 16% above model fair value
- HOA $580/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Jun 5, 2026 — Price Changed $912,750
- Jun 5, 2026 — Price Changed $912,750
- May 20, 2026 — Listed $925,000
- May 20, 2026 — Listed $925,000
- Aug 13, 2025 — Sold (Public Records) $725,000
Description
Located in Fremont, this newly remodeled modern condominium. 1,252 sq ft home offers 2 bedrooms and 2 full bathrooms. Brand new stove, brand new refrigerator, brand new dishwasher and brand-new microwave. Brand new floorings including brand new carpet in the entire unit. The interior features a mix of carpet and other flooring types, providing comfort and versatility. The living area with an open-concept kitchen with newly refinished cabinets. Central forced air heating and central AC ensure year-round climate control. Enjoy the private balcony with peaceful courtyard views. Primary suite with walk in closet, dual sink and tub. Brand new paint, carpets and flooring. Laundry is conveniently…