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Stealpad › Fremont, CA › Irvington › 39975 Cedar Blvd #130
39975 Cedar Blvd #130 — 1 bd condo for sale in Irvington, Fremont
42Priced high

39975 Cedar Blvd #130

Irvington, Newark, CA · 94560
$420,000 ~at market (+4%)
1 bd · 1 ba · 777 sqft · $541/sf
HOA $566/mo · 🏢 fee history ↓ · Floor 1 · 32 days on market · built 1985
⚖️ Adjusted valueFairly pricedasking is +4% over fair value
Model fair value · 6 sold comps · ±8%$417,581
vs model fair value · size · beds/baths · age · HOA · location+1%
Condition · Avg / verify in person0
Price history · ≈2% below its peak+3%
📐 How this Deal Score was built42Priced high
Value gap · asking vs model fair value, after condition & price history−4.8
HOA burden · $566/mo = 1.62%/yr of price vs a 1.33% norm−2.3
Days on market · 32 days — not long enough to give you leverage0
Raw advantage · the three above, combined−7.1
Model confidence · strong — ±8% typical model error across 6 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score42/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$3,397/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,326
Property tax (1.30% effective)$455
Insurance (estimate)$50
HOA dues$566
Total monthly$3,397
Rough cash to close$94,500

32% of that payment is not the mortgage. The HOA fee alone is $33,960 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,831.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

3 recorded points

Reconstructed from 6 units of recorded sales at 39975 Cedar Blvd — every recorded sale carries its HOA fee and date. No listing site shows this.

$4062023$5402025$5722026
$572/mo · 2026
+41% since 2023

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • In-unit W/D
⚠️ Cons
  • HOA $566/mo
  • Ground floor
🚩 Red flags
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Photos

Price history (this unit)

Trough $81,000 Jul 2, 1986Now $420,000Peak $430,000 Sep 9, 2026
Current list price is 2% below its peak · +419% above its trough.
  • Sep 9, 2026 — Listed $430,000
  • Sep 9, 2026 — Listed $430,000
  • Jul 18, 2015 — Sold (MLS) $345,000
  • Jul 17, 2015 — Sold (MLS) $345,000
  • Jul 17, 2015 — Sold (MLS) $345,000
  • Jul 17, 2015 — Sold (Public Records) $345,000

Description

Welcome to 39975 Cedar Boulevard #130, a move in ready 1 bedroom, 1 bathroom condo offering comfort, convenience, and an excellent Newark location! This desirable first floor unit features a spacious private patio, perfect for relaxing, entertaining, or enjoying your morning coffee. An added bonus is TWO assigned parking spaces, a rare and valuable feature for a 1 bedroom home. Located within a gated community, residents enjoy access to fantastic amenities including a swimming pool, gym, clubhouse, and sauna. Everyday conveniences are just steps away, with grocery shopping, restaurants, coffee shops, and more located across the street and nearby. Enjoy easy access to Cedar Blvd, Stevenson…

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