3300 Wolcott Cmn #113
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $34,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,686.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($27,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 4 units of recorded sales at 3300 Wolcott Cmn — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Low HOA (1.3%/yr)
⚠️ Cons
- HOA $579/mo
- Ground floor
🚩 Red flags
- HOA rising ~12%/yr in this building ($459/mo in 2024 → $579)
- Back on market — this unit was off the market and was relisted Sep 25
Photos
Price history (this unit)
- Sep 25, 2026 — Listed $549,000
- Jun 18, 2018 — Sold (Public Records) $525,000
- Jul 1, 2005 — Sold (MLS) $415,000
- Jul 1, 2005 — Sold (Public Records) $415,000
- Apr 19, 2005 — Listed $398,888
Description
Turnkey Renovated 2BR/2BA in Central Fremont Desirable Ground-Floor Condo with Private Patio Welcome to this beautifully renovated, move-in-ready ground-floor condo in one of central Fremont's most desirable communities, with a functional open layout designed for comfortable everyday living. Tastefully upgraded throughout with brand-new waterproof laminate flooring, fresh interior paint, and updated lighting. Both full bathrooms are completely remodeled with new acrylic tub/shower surrounds, stylish quartz vanities, and contemporary fixtures. The kitchen offers granite countertops, warm oak cabinetry, recessed lighting, and brand-new stainless steel appliances. Two spacious bedrooms with…