40750 Greystone Ter
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $30,840 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,341.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($514 in 2026), not enough for a trend yet. The listing shows $514/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Undervalued once condition & history are priced in
- In-unit W/D
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 1, 2026 — Listed $799,000
- Oct 1, 2026 — Listed $799,000
- Nov 28, 2024 — Rental Removed $3,150
- Nov 27, 2024 — Price Changed $3,150
- Nov 14, 2024 — Price Changed $3,250
- Nov 7, 2024 — Listed for Rent $3,600
Description
Welcome home to 40750 Greystone Terrace. Beautiful 2 Bedrooms, 2.5 Baths, 1429 Sq Ft light-filled , end unit modern townhouse in desirable Irvington District. The main level showcases a spacious kitchen with granite countertops, ample cabinetries and a breakfast bar overlooking the dining area. Living room with sliding glass door leads to a wrap around balcony-ideal for everyday living and entertaining. Upstairs features 2 bedrooms and 2 full baths. The generous primary suite offers a peaceful retreat with an en-suite bath features dual sink vanity , glass enclosure shower and a walk in closet. Premium comforts include half bath at main level, high ceilings, corner unit , abundance of…