🏠 Stealpad
/
Stealpad › Fremont, CA › Irvington › 2893 Predio Ter
2893 Predio Ter — 3 bd condo for sale in Irvington, Fremont
36Priced high

2893 Predio Ter

Irvington, Fremont, CA · 94539
$1,550,000 18% above mkt
3 bd · 4 ba · 1,829 sqft · $847/sf
No HOA listed · 18 days on market · built 2015
⚖️ Adjusted valueOverpricedasking is +18% over fair value
Model fair value · 1 sold comps · ±8%$1,311,430
vs model fair value · size · beds/baths · age · HOA · location+18%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built36Priced high
Value gap · asking vs model fair value, after condition & price history−21.6
HOA burden · no HOA published — estimated at 0.52%/yr so missing data isn't a free pass0
Days on market · 18 days — not long enough to give you leverage0
Raw advantage · the three above, combined−21.6
Model confidence · weak — ±8% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score36/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$10,315/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$8,586
Property tax (1.30% effective)$1,679
Insurance (estimate)$50
Total monthly$10,315
Rough cash to close$348,750
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($77,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Newer build (2015)
⚠️ Cons
  • 18% above model fair value
  • Photos look dim — verify light in person
🚩 Red flags
  • Only 1 photo — verify condition

Photos

Price history (this unit)

  • —

Description

Welcome to 2893 Predio Terrace! This modern townhouse-style home offers a rare opportunity to live in Fremonts highly sought-after Mission School District. The home features hardwood flooring throughout the living room, kitchen, bedrooms, and downstairs hallway, creating a warm and timeless ambiance. The lower level includes a private guest bedroom with a full bathroomperfect for visitors or extended family. The main level boasts a spacious, light-filled living room and kitchen with scenic views and abundant natural light streaming through multilayered windows. Step onto the private balcony to relax and enjoy the outdoors. The well-appointed kitchen features a center island, stainless steel…

More steals in Irvington

See all 12 condos in Irvington →