39964 Fremont Blvd
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $29,640 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,725.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($27,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($494 in 2026), not enough for a trend yet. The listing shows $494/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Best $/sf of 34 tracked in Fremont
- On market 56 days → some leverage
- In-unit W/D
- Low HOA (1.1%/yr)
⚠️ Cons
- Older building (1972)
🚩 Red flags
Photos
Price history (this unit)
- Jun 15, 2026 — Listed $590,000
- Jul 29, 2009 — Sold (MLS) $219,900
- Jun 4, 2009 — Price Changed $209,900
- Mar 24, 2009 — Price Changed $229,900
- Feb 20, 2009 — Price Changed $244,900
- Feb 5, 2009 — Listed $267,900
Description
Attractive two-level condo with a functional layout and desirable Fremont location. Featuring updated appliances, three private balconies, and flexible living spaces, this home is ready for its next owner. The private upper-level primary suite offers high ceilings, a convenient laundry area, and additional storage. Ideal for first-time homebuyers, investors, or anyone seeking low-maintenance living. Residents enjoy access to community amenities including a pool and tennis courts. Located just moments from Lake Elizabeth and Central Park, with easy access to shopping, dining, BART, Highway 84, I-880, and major Bay Area employers.