39951 Fremont Blvd #116
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $39,720 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,686.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($27,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 4 units of recorded sales at 39951 Fremont Blvd — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 12% below model fair value
- On market 51 days → some leverage
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $662/mo
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2022 sale ($610k) → value eroding
- Only 1 photo — verify condition
Photos
Price history (this unit)
- Nov 4, 2022 — Sold (MLS) $610,000
- Nov 4, 2022 — Sold (Public Records) $610,000
- Oct 12, 2022 — Price Changed $650,000
- Sep 14, 2022 — Price Changed $665,000
- Jul 28, 2022 — Listed $680,000
- Jul 24, 2018 — Sold (MLS) $620,000
Description
Discover easy, low-maintenance living in this inviting first-floor condo nestled within Fremont's desirable Park Regency community. Designed with comfort in mind, this move-in-ready home features a spacious living room with laminate flooring, a cozy fireplace, and a private balcony overlooking the community pool. The bright primary suite offers a generous layout, an en-suite bath with dual sinks, and plenty of natural light. The open kitchen is equipped with quartz countertops, while the convenience of in-unit laundry, a secure elevator building, assigned underground parking, and a private storage space adds to the home's appeal. Perfectly situated just minutes from Central Park, Lake…