3695 Stevenson Blvd Unit E305
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $27,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,679.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +4.6%/yrReconstructed from 19 units of recorded sales at 3695 Stevenson Blvd — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +4.6%/yr over 4 years across 19 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 23, 2026 — Listed $699,000
- Sep 23, 2026 — Listed $699,000
- Jan 13, 2026 — Rental Removed $2,890
- Dec 20, 2025 — Listed for Rent $2,890
- Oct 29, 2024 — Rental Removed $2,150
- Oct 5, 2024 — Price Changed $2,150
Description
Soaked in natural sunlight, this bright and airy home features soaring ceilings, beautiful mountain views, and a warm, inviting atmosphere. The modern kitchen is equipped with sleek stainless steel appliances, while the open-concept layout and high ceilings create a spacious yet comfortable settingperfect for both everyday living and entertaining. The location is hard to beat! Enjoy convenient access to shopping, dining, public transportation, and everyday essentials. HOA dues include water, sewer, trash, landscaping, and exterior maintenance, making homeownership easy and low-maintenance. If youre looking for abundant natural light, mountain views, and a home that simply feels good the…