3875 Parasol Cmn
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $13,200 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,263.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($49,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($220 in 2026), not enough for a trend yet. The listing shows $220/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
- Low HOA (0.3%/yr)
- Newer build (2017)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2022 sale ($1270k) → value eroding
Photos
Price history (this unit)
- Aug 26, 2026 — Listed $999,000
- Aug 26, 2026 — Listed $999,000
- May 6, 2022 — Sold (MLS) $1,270,000
- May 6, 2022 — Sold (MLS) $1,270,000
- May 6, 2022 — Sold (Public Records) $1,270,000
- Apr 7, 2022 — Listed $998,000
Description
Positioned as a desirable corner residence, Parasol Common is filled with natural light from multiple exposures, creating a bright and inviting living experience. Built in 2017, this contemporary home offers an open-concept layout, spacious bedrooms, and an attached side-by-side two-car garage with valuable flex space for storage, a home gym, or hobbies. Located in Fremont's sought-after Northgate neighborhood, residents enjoy convenient access to parks, shopping, dining, major commute routes, and top-rated schools. A rare combination of light, privacy, and everyday versatility.