4943 Conway Ter
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $30,300 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,878.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($36,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 1 unit of recorded sales at 4943 Conway Ter — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- 24% above model fair value
🚩 Red flags
- Listed BELOW its 2022 sale ($769k) → value eroding
Photos
Price history (this unit)
- Sep 16, 2026 — Listed $729,000
- Sep 16, 2026 — Listed $729,000
- Sep 15, 2022 — Sold (MLS) $769,000
- Sep 15, 2022 — Sold (Public Records) $769,000
- Aug 11, 2022 — Listed $769,000
- Jun 22, 2001 — Sold (MLS) $313,000
Description
Located in a peaceful, well-maintained community in the highly sought-after Ardenwood neighborhood, this bright and inviting ground-floor condo feels like home the moment you step inside. The open, comfortable floor plan features new laminate flooring, a freshly painted interior and recently updated kitchen appliances, heating system and water heater, creating a warm, modern feel throughout. The home has been well-maintained and thoughtfully upgraded over the years. The spacious living area is ideal for relaxing or entertaining and opens to a cozy private backyard, perfect for outdoor enjoyment, while an attached one-car garage and a reserved parking space add everyday convenience. Enjoy a…