5246 Tacoma Cmn
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $22,500 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,672.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($375 in 2026), not enough for a trend yet. The listing shows $375/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.6%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Still cutting price ($888k→$849k→$829k→$800k→$775k)
Photos
Price history (this unit)
- Jul 13, 2026 — Price Changed $775,000
- Jun 17, 2026 — Price Changed $800,000
- May 4, 2026 — Price Changed $829,000
- Apr 13, 2026 — Price Changed $849,000
- Apr 3, 2026 — Listed $888,000
- Feb 21, 2001 — Sold (MLS) $355,000
Description
HUGE PRICE REDUCTION ! Now offered at $775,000 - an incredible opportunity you won't want to miss. Might credit Buyer $25K towards Buyer Closing Costs on acceptable offer. Experience the perfect blend of comfort and style in this lovely, spacious residence. 2 Bedrooms 2 Baths in the Ardenwood neighborhood area. Brand new carpet in the entire house. Master BR with ample storage area. Unit overlooks the nice serene forest area from the spacious balcony. High ceilings with crown medallion molding. Bright and airy. Dual pane windows with plantation shutters. in the Living area. Recessed lights in the kitchen. New toilets in both bathrooms. Water heater replaced in 2022. Inside laundry an added…