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Stealpad › Fremont, CA › Ardenwood › 3833 Milton Ter
3833 Milton Ter — 2 bd condo for sale in Ardenwood, Fremont
48Fair price

3833 Milton Ter

Ardenwood, Fremont, CA · 94555
$599,000 ~at market (+3%)
2 bd · 2 ba · 985 sqft · $608/sf
HOA $475/mo · 🏢 fee history ↓ · 3 days on market · built 1986
⚖️ Adjusted valueFairly pricedasking is +3% over fair value
Model fair value · 1 sold comps · ±8%$600,397
vs model fair value · size · beds/baths · age · HOA · location0
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built48Fair price
Value gap · asking vs model fair value, after condition & price history−3.6
HOA burden · $475/mo = 0.95%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 3 days — not long enough to give you leverage0
Raw advantage · the three above, combined−3.6
Model confidence · weak — ±8% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score48/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$4,492/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,318
Property tax (1.30% effective)$649
Insurance (estimate)$50
HOA dues$475
Total monthly$4,492
Rough cash to close$134,775

26% of that payment is not the mortgage. The HOA fee alone is $28,500 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,017.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($475 in 2026), not enough for a trend yet. The listing shows $475/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
  • Low HOA (1%/yr)
⚠️ Cons
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

Trough $135,000 Apr 17, 1991Now $599,000Peak $599,000 Oct 8, 2026
Current list price is 0% below its peak · +344% above its trough.
  • Oct 8, 2026 — Listed $599,000
  • Nov 26, 2014 — Sold (MLS) $365,000
  • Nov 26, 2014 — Sold (Public Records) $365,000
  • Oct 12, 2014 — Price Changed $375,000
  • Aug 30, 2014 — Listed $400,000
  • Jun 4, 2004 — Sold (MLS) $315,000

Description

Welcome to this move-in-ready, updated 2-bedroom, 2-bathroom condo in Fremont’s gated Parkside Place community. The bright living room features a large window and direct access to a private balcony, both offering peaceful garden views and showcasing brand-new flooring that flows seamlessly throughout the entire unit. Enjoy a fully remodeled kitchen with sleek quartz countertops and brand-new stainless steel appliances—including a range, microwave oven, dishwasher, and refrigerator—alongside crisp fresh paint, and an in-unit washer and dryer. The layout features a spacious primary bedroom with a walk-in closet, one assigned carport, and ample parking, just a few steps away from the…

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