37605 Pimento Cmn
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $23,280 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($388 in 2026), not enough for a trend yet. The listing shows $388/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 66 days → some leverage
- In-unit W/D
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- 10% above model fair value
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Aug 6, 2026 — Listed $925,000
- Aug 6, 2026 — Listed $925,000
- Jun 30, 2021 — Sold (MLS) $828,000
- Jun 30, 2021 — Sold (Public Records) $828,000
- Jun 3, 2021 — Listed $789,000
- Jun 4, 2018 — Sold (MLS) $734,418
Description
Meticulously maintained and designed for modern open-concept living, this contemporary townhome is set in one of Fremont's most desirable, commuter-friendly neighborhoods. The bright, light-filled main level features sleek engineered hardwood floors and an effortless layout that seamlessly connects the spacious living area to a gourmet kitchen equipped with premium stainless-steel appliances, granite countertops, modern cabinetry, and a large center island perfect for hosting. Generously sized bedrooms include a serene primary suite complete with a walk-in closet and ensuite bathroom, while an attached 2-car garage and energy-efficient systems offer ultimate everyday convenience. Ideally…