37336 Duckling Ter
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
20% of that payment is not the mortgage. The HOA fee alone is $17,280 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,196.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($53,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($288 in 2026), not enough for a trend yet. The listing shows $288/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 15% below model fair value
- In-unit W/D
- Garage parking
- Low HOA (0.3%/yr)
⚠️ Cons
🚩 Red flags
- Back on market — this unit was off the market and was relisted Sep 29
Photos
Price history (this unit)
- Sep 29, 2026 — Listed $1,079,000
Description
Welcome to low-maintenance luxury living at 37336 Duckling Terrace. Built in 2017, this light-filled corner residence offers three bedrooms, two full and two half bathrooms, and 1,774 square feet of immaculate, turnkey space equipped with high-end modern upgrades throughout. Designed for maximum flexibility with smart three-level layout features a private ground-floor bedroom with an adjacent half bath, making it perfect for guests, extended family, or a quiet home office. The main level centers around an open-concept living area with upgraded ceiling lighting and a modern multicolor chandelier, flowing into a chef-inspired kitchen complete with soft-close cabinetry, quartz countertops, a…