2180 Barnes Wharf Ln
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $23,100 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,910.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($59,345). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($385 in 2026), not enough for a trend yet. The listing shows $385/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 289 days → strong negotiating leverage
- In-unit W/D
- Garage parking
- Low HOA (0.4%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 16, 2026 — Price Changed $1,186,900
- Sep 7, 2026 — Price Changed $1,186,900
- Jul 17, 2026 — Price Changed $1,174,900
- Jul 15, 2026 — Price Changed $1,174,900
- Jun 15, 2026 — Price Changed $1,269,900
- Jun 8, 2026 — Price Changed $1,269,900
Description
Elevate your lifestyle and seize the opportunity of a lifetime at the townhomes of Alameda Marina, where luxurious living meets the cozy embrace of home in a way you’ve never experienced before! Nestled at Waterside at Alameda Marina, these stunning residences sit proudly on the waterfront, offering you an exclusive front-row seat to the bay’s breathtaking beauty. Perfectly positioned along the historic channel connecting Alameda to Oakland, these townhomes unlock the vibrant heart of the Bay Areaevery adventure, every hotspot, every moment is yours for the taking. Step into spacious, three-story architecture designed to inspire, with expansive windowscapes framing jaw-dropping views of the…