1333 Webster St Unit A107
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $39,960 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,348.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
🚩 Rising fast · +6.6%/yrReconstructed from 13 units of recorded sales at 1333 Webster St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues climbed 38% in 5 years — about +6.6%/yr across 13 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Undervalued once condition & history are priced in
- 27% below its 2022 peak
- On market 461 days → strong negotiating leverage
⚠️ Cons
- HOA $666/mo
- Older building (1970)
- Photos look dim — verify light in person
🚩 Red flags
- Still cutting price ($438k→$428k→$408k→$398k→$365k)
- Listed BELOW its 2022 sale ($460k) → value eroding
Photos
Price history (this unit)
- Aug 31, 2026 — Price Changed $365,000
- May 16, 2026 — Price Changed $398,000
- Jan 30, 2026 — Price Changed $408,000
- Jul 31, 2025 — Price Changed $428,000
- Jul 7, 2025 — Listed $438,000
- Sep 28, 2022 — Sold (MLS) $460,000
Description
PRICE REDUCED!! Located at the end of Webster Street, with easy access to its vibrant dining and shopping options, Park Webster is a gated community of condominium homes. This ground floor unit boasts an updated kitchen, lots of new flooring, a spacious bedroom with two generous closets, and a living room/dining area space. A generous patio has a roomy storage closet, and the deeded parking space is located close to the unit. Beautiful grounds surround the community pool. Commute options such as AC Transit and the ferry are close by, as are Washington Park, Crown Beach, and breweries, restaurants and shopping at the Point. The farmers market is just a few blocks away. This is your…