2137 Otis Dr #204
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $42,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,692.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
🚩 Rising fast · +6.5%/yrReconstructed from 15 units of recorded sales at 2137 Otis Dr — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues climbed 37% in 5 years — about +6.5%/yr across 15 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
⚠️ Cons
- HOA $700/mo
- Older building (1966)
🚩 Red flags
Photos
Price history (this unit)
- Sep 18, 2026 — Listed $549,900
- Jan 31, 1991 — Sold (Public Records) $182,500
- Sep 18, 1990 — Sold (Public Records) $182,000
Description
Location, lifestyle and convenience come together at 2137 Otis Drive #204! This spacious 2-bedroom, 2-bath condominium offers approximately 1,100 square feet of comfortable living space with fresh interior paint and brand-new modern waterproof flooring throughout. The light-filled floor plan features a generous living and dining area, two spacious bedrooms and two full baths, including a private primary suite. The kitchen and bathrooms have been previously updated and are clean and well maintained, while still offering the opportunity to add your own personal style. An enclosed sun porch provides additional space for a home office, reading nook, hobby area or simply a great place to relax.…