2061 Barnes Wharf Ln
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $23,940 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,500.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($56,245). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($399 in 2026), not enough for a trend yet. The listing shows $399/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.4%/yr)
- Newer build (2025)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 2, 2026 — Listed $1,124,900
Description
The townhomes at Island View marry elevated living with comforting vibes to create an upgraded vision of home. 2 car garage with lot of storage space. Plan 5 introduces a seamless mix of social spaces and self-care places across a clever, three-story townhome design. Dream up your ideal nook with a ground-floor flex space complete with an enclosed bathroom. With two sun-sprinkled decks on the upper levels, the beauty of indoor-outdoor living is at your fingertips.