204 Centre Ct
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $61,380 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,315.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,023 in 2026), not enough for a trend yet. The listing shows $1,023/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
⚠️ Cons
- HOA $1023/mo
🚩 Red flags
- Very high HOA $1023/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 18, 2026 — Listed $795,000
- Jun 30, 2000 — Sold (MLS) $353,000
- Jun 30, 2000 — Sold (Public Records) $353,000
- May 20, 2000 — Listed $335,000
- Jun 5, 1992 — Sold (Public Records) $217,000
- Nov 6, 1986 — Sold (Public Records) $154,000
Description
The Privacy of a House. The Ease of Condo Living. A Garden to Call Your Own. Set within the Centre Court community near the front gate off Packet Landing Road, this stylishly refreshed townhome-style condo has the feel of a single-family home, with just one adjoining neighbor. Its especially convenient location puts Amelia Earhart Elementary School on one side and the Harbor Bay Club on the other, with the waterfront San Francisco Bay Trail close by. The two-story residence offers 2 bedrooms, 2.5 bathrooms and a flexible den that could become a third bedroom with the appropriate permits. The main level features an open kitchen, dining and living area with an easy connection to the outdoors.…