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Stealpad › Alameda, CA › ZIP 94501 › 1710 2nd St
1710 2nd St — 1 bd condo for sale in ZIP 94501, Alameda
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1710 2nd St

ZIP 94501, Alameda, CA · 94501
$419,999
1 bd · 1 ba
HOA $365/mo · 🏢 fee history ↓ · 209 days on market
🤝 Co-op / TIC, not a condo⏳ Sitting — leverage
⚖️ Adjusted valuen/ano fair-value estimate yet — too few comparable sales
Raw $/sf · vs recent sold comps—
Condition · Avg / verify in person0
HOA carry · $365/mo−5%
Price history · ≈9% below its peak+1%

💵What this unit actually costs per month

$3,196/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,326
Property tax (1.30% effective)$455
Insurance (estimate)$50
HOA dues$365
Total monthly$3,196
Rough cash to close$94,500

27% of that payment is not the mortgage. The HOA fee alone is $21,900 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,831.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($21,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($365 in 2026), not enough for a trend yet. The listing shows $365/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 209 days → strong negotiating leverage
  • Low HOA (1%/yr)
⚠️ Cons
—
🚩 Red flags
  • Co-op / TIC, not a condo — you buy shares or a fractional interest, not the unit itself. Financing is harder and dearer, a board can vet or refuse you, resale may be price-capped, and the buyer pool is thin. Every comp behind the numbers below is a condominium, so treat the gap as an ownership-form discount until you have read the share loan terms and the bylaws.
  • Still cutting price ($460k→$445k→$420k)

Photos

Price history (this unit)

Trough $419,999 Aug 12, 2026Now $419,999Peak $460,000 Mar 5, 2026
Current list price is 9% below its peak · +0% above its trough.
  • Aug 12, 2026 — Price Changed $419,999
  • Apr 24, 2026 — Price Changed $445,000
  • Mar 5, 2026 — Listed $460,000

Description

Discover the perfect blend of comfort and community in this charming 1bd/1ba townhome style unit within the sought-after Woodstock co-op in Alameda's West End! This delightful home welcomes you with a picturesque front entrance, adorned with vibrant plants and mature trees. Step inside to a warm and inviting living room, large windows that flood the room with natural light. The spacious eat-in kitchen boasts stylish refinished wood cabinets, and stainless steel appliances. Freshly painted inside with brand new lighting fixtures. Step outside to your private backyard oasis, perfect for relaxing and entertaining. Inside, the comfortable bedroom offers ample closet space. The updated bathroom…

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